Credit Cards 和 Credit Score

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Using credit cards can be an effective way to build 和 strengthen your credit report, which can allow greater access to better insurance rates, 住房选择, 等. 然而, it is important to be use credit cards wisely to decrease debt 和 stress, 和 increase your credit score.

Your credit score (300-800) is calculated based upon how often you make on-time payments 和 how many credit-based accounts are in good st和ing. 虽然, a credit report is only about credit cards; any loan payments will also be factored into this calculation. 了解更多 在这里.

You have worked hard to build your credit score, so make sure to monitor your credit report regularly to protect against identity fraud. 了解更多 about helpful resources 在这里.

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